As you leave home for the airport in a whirl of excitement, ensure you have all the essential ingredients of a memorable and successful holiday in the sun. That’s tickets, passports, sun cream, camera and taking a few minutes to read your travel insurance documents.
There are things you can do yourself to take some of the risk out of foreign holidays, like visiting your GP to discuss any vaccines or immunisations you may need depending on your holiday destination.
Travel insurance is essential when ever you travel. If you’re travelling to a European destination, make sure you get a European Health Insurance Card (EHIC), which allows you to receive state healthcare at a reduced cost or sometimes free. It will cover you for treatment that is needed to allow you to continue your stay until you return home.
Thousands of Brits have accidents and suffer personal injury abroad each year. If you are injured in an accident while abroad, whether it be a slip, trip or fall or something more serious, you might end up claiming compensation for personal injury, so follow these guidelines to make things easier.
In the first instance, seek medical advice for your injuries and get treatment.
If the police are involved ensure that you get a report which details the accident.
Get a medical report from the doctor or hospital that treats you, with details of your injuries and the date of the accident. Also get copies of any X-rays or scans that are taken.
If you have to pay for anything, use a credit card and make sure that you keep all receipts for treatment.
If your injuries are serious, then you, your family or friends will need to contact the British embassy or consulate who will be of great assistance.
Keep all insurance documents and letters relating to the incident.
Leave a copy of your passport, travel itinerary and financial accounts at home so others can help you in an emergency.